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There’s a credit card out there for pretty much everyone. Getting a credit card can be a great start to building your credit history or, if you have bad credit, a new card can help you fix it. If you make your credit card payments on time, every month, you can build credit very quickly and raise your credit score.
You have to make sure you don’t max out your credit card at the end of the month. Why? Because even if you make timely payments or even if you pay off the balance every month, using too much of your available credit can lower your credit score.
The average number of cards American card holders carry